Flaherty Insurance Agency, Inc.
Insurance Solutions Tailored to You.
As an independent insurance agent with 30 years of industry experience, Tim Williams evaluates, negotiates, and provides customized insurance solutions - from any carrier - to safeguard what matters most to you.
Contact Tim today to create a personalized coverage plan that suits your unique needs.
Hello, my name is Tim Williams...
I am a lifelong South Shore resident serving clients across Massachusetts with Property & Casualty insurance solutions designed around value and trust. I work as an advocate for my clients—asking the right questions, explaining trade-offs clearly, and helping them make confident, cost-effective decisions.
Licensed & Experienced
Licensed Property & Casualty insurance specialist in Massachusetts with more than 30 years of industry experience.
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Flood & Coastal Expertise
Recognized authority in flood insurance and coastal risk management for homeowners and condominium associations.
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Community Rating System (CRS) Leadership
Active member of the CRS Committee for the Town of Marshfield, working with local officials to implement Federal Emergency Management Agency (FEMA) criteria that help reduce flood insurance premiums for residents.
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Regional & Policy Leadership
Former Chair of the Massachusetts Coastal Coalition, collaborating with municipal leaders, insurers, and state stakeholders to advocate for coastal resilience and sound floodplain management.
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Local & Independent
Resides in Marshfield, MA and affiliated with Flaherty Insurance Agency, providing independent, client-first insurance guidance.
Offering Property & Casualty Insurance for All Your Personal and Commercial Needs.
Primary and Secondary Home Insurance
Residential homeowners insurance protects primary and secondary homes from perils such as fire, wind, storm damage, theft, and personal liability. Coverage can be customized for year-round residences and vacation homes including coastal properties. Policies are tailored to how the property is used and where it’s located.
Flood Insurance
Flood insurance provides essential protection against water damage caused by flooding, storm surge, or rising groundwater—coverage not included in standard homeowners insurance. Policies are available for properties located in both high-risk and moderate-risk flood zones. Flood coverage helps protect your home, structure, and personal belongings from costly losses.
Auto Insurance
Auto insurance provides coverage for accidents, vehicle damage, theft, and liability on the road. Policies can include liability, collision, comprehensive, uninsured motorist, and coverage for new and teen drivers. As an independent agent, Tim helps families and individuals find competitive auto insurance with the right protection at the right price.
Recreational Vehicle Insurance
Recreational vehicle insurance covers boats, motorcycles, RVs, ATVs, and other specialty vehicles. Coverage options protect against physical damage, liability, and losses while in use or storage. Policies are tailored based on vehicle type, usage, and seasonal needs.
Commercial Property Insurance
Commercial insurance protects businesses from property damage, liability claims, and operational risks. Coverage is available for office, warehouse, retail, professional services, contractors, and small businesses, with policies tailored to each industry’s exposure. Options may include commercial property, general liability, professional liability, and workers’ compensation.
Umbrella Policy Insurance
Umbrella insurance provides additional liability coverage beyond your home, auto, and recreational vehicle policies. It helps protect personal assets and future income if a claim exceeds standard policy limits. Umbrella coverage offers broad, cost-effective protection for individuals and families with higher exposure to risk.
"We are keeping it cool because you have saved us so much $! Thank you for all the help."
Jessica C.
"Hi Tim - just a quick thank you for being so good at what you do."
Kristin H.
“Tim, thanks for your great service.
I appreciate the relationship.”
Steve K.